Terms of service

Payment service provider

Paytrail Oyj (2122839-7) operates as the payment intermediary service provider and in cooperation with Finnish banks and credit institutions. Paytrail Oyj appears as the recipient of the payment on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In cases of complaints, we ask that you first contact the supplier of the product.

Paytrail Oyj, Business ID: 2122839-7
Innova 2 Lutakonaukio
7 40100 Jyväskylä 

Bank charges: You can use the payment buttons of all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpanki, Osuuspanki, POP bank, Säästöpanki, S-banken and Ålandsbanken. Your bank statement shows Paytrail Oyj as the payee, we forward your payment to the online retailer. From the online store, you will be directed directly to your own bank to make the payment securely.

Credit card payments: You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express cards. The online store uses the international Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services. Payment by card is made using a securely protected payment form and the payment card information is not stored in the online store's systems.

Rights and Restrictions on Use of the Service

MilTest Oy grants you a limited, revocable, non-exclusive and personal right to use the Service and its content, as defined in these Terms, only in accordance with these Terms and Conditions. In accordance with the terms and instructions that may be provided separately in the service. The User has the right to use the Service and its content only for the User's own, non-commercial use.

Changes to the Service

MilTest Oy : n e-commerce with its contents is provided “as is”. MilTest Oy is entitled to modify or change the service or its content at any time without prior notice or liability. MilTest Oy is thus entitled to e.g. change or modify the products or prices described in the online store, add and remove parts, and change free parts into paid ones or vice versa. MilTest Oy also has the right at any time to suspend or terminate the provision of the service, its content or any part of it, or to restrict the use of the service or its parts.


Obtaining the license described above for certain sections of the Service may require you to register. The right to use the sections requiring registration may be limited to natural or legal persons only on a case-by-case basis.

When registering as a user of the Service, the user must provide the correct requested information about himself. Providing false information is prohibited and may result in penalties.

Upon registration, the user chooses a username and password. The user is responsible for the careful storage and confidentiality of the password and is responsible for all transactions with the user ID in the service. The user must immediately contact the MilTest Oy support service if the user discovers or suspects that his / her IDs have been revealed or that his / her IDs are being misused. MilTest Oy has the right to freeze or close user IDs.

Intellectual Property Rights

The service and its content, such as texts, images, product information, trademarks and logos are The property of MilTest Oy or its affiliates, which is protected by copyright laws and international copyright treaties, as well as other intellectual property laws and registrations.

All intellectual property rights related to the service and content (such as copyrights, registered and unregistered trademarks) names, patents, database rights and trade secrets) and the goodwill resulting from their use belong to MilTest Oy or its partners. MilTest Oy does not grant the user any direct or indirect rights to any intellectual property rights.

Limitations of Liability

MilTest Oy strives to keep the service available to the user continuously and without interruption. However, MilTest Oy does not guarantee that the service will be available to the user without interruption, on time or without errors. The Service and its content are provided to the User “as is”.

The service may not be available in all countries and may only be available in certain languages. The service, its operation or some features may depend on the compatibility of the devices used, network connections, and content formats.

MilTest Oy is not liable for any direct, indirect, indirect or consequential damages or special damages, including business damages. , loss of contract, revenue or information or interruption of business due to use or obstruction of the Service or its content or these Terms, regardless of whether the damage is based on contract, infringement, negligence or other grounds, even if MilTest Oy has been notified in advance of such the possibility of damage. In all cases, MilTest Oy's liability is always limited to the maximum liability under mandatory legislation.

The user releases MilTest Oy and all its employees, managers and acts on its behalf for all claims and claims arising from the use of the Service.

Changes and Notices to the Terms

MilTest Oy reserves the right to change these Terms at its sole discretion by notifying the User by email or via the Service. Changes to the Terms will be effective upon notice. Use of the Service after the moment of notification is considered a notification that the user accepts the changes made to the Terms.

MilTest Oy can include notifications in the Service. MilTest Oy can also send the user notifications about the Service to the email address or phone number provided by the user. Notifications are considered received seven (7) days after MilTest Oy has sent or displayed them. Continuing to use the service means that the user is considered to have received all notifications, regardless of the method of transmission.

Applicable legislation and dispute resolution

The use of the Service and these Terms are governed by Finnish law, with the exception of its conflict of law provisions. The parties try to resolve differences primarily through negotiations. If an amicable solution cannot be reached, the disagreements will be resolved in the District Court of Helsinki, Finland. The consumer user can also take the dispute to the competent district court or consumer dispute board determined by his place of residence.